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About Credit Unions

A credit union is a member owned not-for-profit financial institution that provides members with a place to save money, get reasonable rates on loans, and receive a level of service not available at other financial institutions. They serve groups with a common feature, such as employee groups, geographical communities or religious backgrounds.

Credit unions operate under the philosophy "not for profit, not for charity, but for service" and cooperate with each other instead of compete. Through this collaborative spirit, credit unions can serve their members most effectively and strengthen the movement by working together through local, state, regional, national and international structures. It is under this principle that the concept of shared branching was born.